Privacy

 

Your privacy and security are extremely important. We take our obligation to keep your information secure and confidential very seriously. That's why we maintain the following standards to help protect information that personally identifies you.

Website Security
For your protection, any and all on-line data must pass through our secure server. The security protocol that is utilized is called Secure Socket Layer (SSL). SSL protects all data transmissions between your PC and our secure server. SSL utilizes authentication and encryption technology developed by RSA Data Security, Inc. This method of cryptography means that your personal information cannot readily be deciphered by unauthorized individuals. Our secure server uses encryption verified by Verisign, Inc., a leading provider of secure online certificates.

Personal Information
Visitors to this site are not required to register or provide any personal information to browse the site. Of course, visitors who request contact from an agent or e-mail us a question must provide their contact information (name, street address, city, state, zip code, phone number, 
e-mail address). Other information may also be needed to process an inquiry (such as date of birth, policy number or the last four digits of your social security number). We will store information so that we can personalize your visits, administer business, and notify you of products and services that may be of interest to you.

Sharing
Bankers Life and Casualty Company works closely with certain third parties who perform services on our behalf, including but not limited to managing information and providing customer service. Such third parties have access to your personal information only to the extent necessary to perform their functions, and may not use or disclose it for any other purpose. Unless you instruct us not to share your personal information, or your state law does not allow us to share your information without your authorization, we may share your personal information with affiliate companies so they can inform you about the products which you have indicated an interest.

Cookies
Most web sites use "cookies" and so do we. A cookie is a bit of information that is stored on a visitor's hard drive that helps us learn how large groups of people use the site, and helps us collect information to track usage patterns, assess web content and structure, and tailor the site to your interests and preferences. We collect this information on an aggregate basis. No individual information is associated with it, unless you provide it to us through transactions such as requesting contact by an agent. Our goals are to better understand your interests, make our site more useful to you, and understand the most effective forms of advertising.

The terms of the above privacy statement are effective 6/17/04. If we revise the terms we will post them here, along with a revision date.

 

Bankers Corporate Privacy Statement
Customer privacy is important to Bankers Life and Casualty and our affiliated companies. Our customers have chosen to do business with us; and we recognize our obligation to keep the information we learn about them secure and confidential. The following is an outline of the principles of our commitment:

We intend to collect only nonpublic personal information needed to deliver superior products and services. This includes information we need to evaluate applications, administer accounts, service claims, and notify customers of products or services that we believe would be of interest to them.

We will require that only those employees with appropriate authority have access to this data. They will use and disclose this information for business purposes only.

We will not share personally identifiable medical information about our customers with affiliated or non-affiliated companies, unless the information is needed to underwrite or administer a customer policy, claim or account.

Whenever we employ non-affiliated companies or individuals to perform functions for us, we will give them access only to the customer information needed to perform those functions and will not allow them to use it for any other purpose. We will require these non-affiliated companies to abide by our privacy standards and retain the data only long enough to perform the stated service except as required by law.

We may provide nonpublic personal customer information to non-affiliated companies that offer, on our behalf, products or services that may benefit our customers. If we do so, however, we will not:

  1. Release a customer's non-encrypted account number
  2. Release the information for an unspecified use
  3. Share a customer's information if we have been asked not to do so

We will maintain the same privacy standards for current and former customers; and we will fully comply with all federal and state law and regulatory requirements that protect consumer privacy.

We will publish and update our privacy standards on our Web sites.


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