Inspiring quotes can help us meet some of life's greatest challenges, such as navigating the workplace or figuring out parenthood, with confidence. Perhaps a motivational quote has guided you during your retirement planning.
Now that you are nearing retirement, or maybe already kicking back as a retiree, here are five insightful retirement quotes about what to expect after you leave the workplace and how to make the best of this wonderful time.
1. Save for Retirement and Make Your Money Last
"Retirement is like a long vacation in Las Vegas. The goal is to enjoy it to the fullest, but not so fully that you run out of money." — Jonathan Clements, author of "How to Think About Money"
Anticipating large expenses in retirement — including potential expenses from long-term care that could cost tens or even hundreds of thousands of dollars — is key to saving enough to retire. To ensure fewer expenses in retirement, pay off credit cards and other debt, and prioritize your spending. Try to trim back where you can and take advantage of discounts and coupons.
2. Embrace Change
"As you embark on the exciting journey into retirement, you will experience a transition that will be both thrilling and terrifying." — Olivia Greenwell, author of "So You've Retired: A Practical Guide for Your Happy Retirement"
Retirement is a major life change, and while it might not be "terrifying" for everyone, big changes can be a bit scary at first. Be patient with yourself while you figure out your new schedule, discover new activities and pursue new interests. Make a list of goals or activities you'd like to pursue now that you have the time, and get started on having fun with your new retirement lifestyle.
3. Explore Untapped Potential
"As your life changes, it takes time to recalibrate, to find your values again. You might also find that retirement is the time when you stretch out and find your potential." — Sid Miramontes, author of "Retirement: Your New Beginning"
What you value and how you spend your downtime might shift once the stressors of work are gone. Reaching your potential in retirement could mean starting a new part-time job or business, volunteering, expanding your education, deepening a spiritual commitment, or being a present and positive influence in your grandchildren's lives.
4. Roll With the Changes
"Most women have learned a great deal about how to set goals for our first adulthood and how to roll with the punches when we hit a rough passage. But we're less prepared for our second adulthood as we approach life after retirement, where there are no fixed entrances or exits, and lots of sand into which it is easy to bury our heads." — Gail Sheehy, American journalist and author
As with any other stage of life, retirement can present setbacks and challenges as our parents age, unexpected expenses tap retirement savings, and the need to figure out our goals and direction arises. Remember, you have already overcome a lifetime of experiences and challenges, so draw on the same grit and resourcefulness that always got you through as you confront any challenges that retirement may bring.
5. Write Your Own 'Next Chapter'
"Retirement is a blank sheet of paper. It is a chance to redesign your life into something new and different." — Patrick Foley, author of "Winning at Retirement: A Guide to Health, Wealth & Purpose in the Best Years of Your Life"
Retirement can be a time to pursue hobbies, talents, volunteering or new interests. For instance, if you've always wanted to write a novel, you can bring years of experience and insight into writing it in retirement. If you want to travel more or relocate to a beach town, you may have the time and freedom to do so once you retire. It's time to take that blank sheet of paper and design the person you want to be.
Hopefully these retirement quotes inspire you to explore the many ways that you can enjoy a whole new lifestyle once you retire, as there's no need to stop here. Consider searching online for more motivational retirement quotes, and post the ones that inspire you most on the fridge or elsewhere around the house for a positive push toward a happy retirement.