Insurance

An older woman with gray hair smiles while using her phone.

Investments Insurance

What Is The Future Value Formula For Annuities?

You can use a future value formula to calculate the future value of an annuity and see how much you will earn over time.

Emily Guy Birken

Insurance

What Happens During The Life Insurance Underwriting Process?

David Rodeck

Healthcare Insurance

10 Uncommonly Known Medicare Facts

Sonya Stinson

Investments Budgeting Insurance

How Do Annuities Work Upon Death?

Emily Guy Birken

Investments Budgeting Insurance

What Is an Irrevocable Beneficiary?

Sonya Stinson

Investments Insurance

How Do Life Insurance Payouts Work?

David Rodeck

Investments Insurance

Understanding Your Life Insurance Contract

David Rodeck

Investments Insurance

Understanding the Social Security Debit Card

Sonya Stinson

Investments Insurance

Annuities: What Is an Exclusion Ratio?

Emily Guy Birken

Insurance

What Is Life Insurance Portability?

Liz Froment

Insurance

What Is an Advance Beneficiary Notice of Noncoverage?

David Rodeck

Investments Insurance

How Do Discount Rates Affect the Present Value of an Annuity?

Emily Guy Birken

Healthcare Insurance

7 Reasons To Consider Medicare Supplemental Plan F

Sonya Stinson

Investments Budgeting Insurance

What Is Return of Premium in Life Insurance?

Emily Guy Birken

Investments Insurance

What Is an Annuity Surrender Period?

Riley Adams, CPA

Healthcare Insurance

Medicare Lifetime Reserve Days: What You Need To Know

Emily Guy Birken

Insurance

What Is a Nonforfeiture Clause?

Riley Adams, CPA

Insurance

How To Protect Yourself From Life Insurance Fraud

Sonya Stinson

Insurance

6 Facts About Long-Term Care Riders

Sonya Stinson

Healthcare Insurance

Medicare When Moving to Another State: 4 Tips for Coverage

Sarita Harbour

Healthcare Insurance

Medicare Fraud: How To Protect Yourself

Sonya Stinson

Insurance

Will Inflation Affect Medicare Coverage?

Emily Guy Birken

Investments Insurance

Understanding a Collateral Assignment of a Life Insurance Policy

David Rodeck

Insurance

How To File a Life Insurance Claim

Sonya Stinson

Insurance

Free Look Period: Annuities & Life Insurance

David Rodeck

Insurance

Fixed Annuity vs. Variable Annuity: How Are They Different?

Riley Adams, CPA

Insurance

What Is the Contestability Period for Life Insurance?

Liz Froment

Insurance

Life Insurance Riders: Know the Different Types

David Rodeck

Insurance

Does Medicare Part A Cover the Same Benefits for Everyone?

David Rodeck

Investments Budgeting Insurance

How To Prepare for the Annual Medicare Open Enrollment Period

Deb Hipp

Healthcare Investments Insurance

Are Medicare-Ineligible Medical Expenses Tax-Deductible?

Sonya Stinson

Insurance

Term Life Insurance Policy: What You Should Do After It Expires

Emily Guy Birken

Healthcare Insurance

Medicare Advantage or Medigap: Which One Is Best for You?

Sarita Harbour

Investments Insurance

What Is Life Insurance, and How Can It Help You in Retirement?

Satta Sarmah Hightower

Insurance

What Is Personal Liability Insurance?

Liz Froment

Healthcare Insurance

Can You Be Denied a Medicare Supplement Plan?

David Rodeck

Investments Budgeting Insurance

Guide to Buying Life Insurance for Your Parents

Emily Guy Birken

Home Investments Budgeting Insurance Family

The Best Type of Life Insurance for Your Lifestyle

Deb Hipp

Wellness Caregiving Healthcare Insurance

Medical Alert Systems Covered by Medicare Advantage Plans

Deb Hipp

Budgeting Insurance

5 Life Insurance Questions You Should Ask

Liz Froment

Investments Insurance

What Is a Life Insurance Premium?

Sonya Stinson

Investments Insurance

Why the Cash Surrender Value of Life Insurance Policies Matters

Riley Adams, CPA

Insurance

What Is Cash Value Life Insurance?

Riley Adams, CPA

Insurance

What You Need to Know about Medigap Plan C

Sonya Stinson

Insurance

Everything to Know About Medigap Plan D

Sonya Stinson

Insurance

What to Look for With Medicare Advantage Plans in Texas

David Rodeck

Investments Budgeting Insurance

What Does Liquidity Refer to in a Life Insurance Policy?

Tasha Williams

Investments Budgeting Insurance

What Is Permanent Life Insurance?

Tasha Williams

Insurance

How Does Life Insurance Work?

Sonya Stinson

Investments Budgeting Insurance

What Is Whole Life Insurance?

Satta Sarmah Hightower

Wellness Healthcare Insurance

Medicare vs. Medicaid — What's the Difference?

Emily Guy Birken

Investments Insurance

What Is Modified Whole Life Insurance?

Liz Froment

Investments Insurance

How to Cover Life Insurance Costs in Retirement

David Rodeck

Investments Insurance

What Is a Medicare Advantage Plan?

David Rodeck

Budgeting Insurance Family

What Is Guaranteed Acceptance Life Insurance?

Riley Adams, CPA

Insurance

Do Medicare Advantage Plans Cover Prescription Drugs?

Sarita Harbour

Healthcare Insurance

What Is Medicaid and Who Is Eligible for Coverage?

Liz Froment

Healthcare Budgeting Insurance Family

Can You Get Life Insurance With No Medical Exam?

Sonya Stinson

Healthcare Investments Insurance

What Is Medigap Plan F — And Who Is It Right For?

David Rodeck

Investments Budgeting Insurance Family

What Is a Life Insurance Retirement Plan (LIRP)?

David Rodeck

Budgeting Insurance Family

What Is Juvenile Life Insurance?

David Rodeck

Insurance

How Fixed Index Annuities Can Help With Health Care Costs

Riley Adams, CPA

Investments Budgeting Insurance Family

3 Tips for Managing Finances After the Unexpected Loss of a Loved One

Staff Writer

Wellness Healthcare Insurance

Does Medicare Cover a Therapist?

Sarita Harbour

Healthcare Insurance

Financial Next Steps After a Diabetes Diagnosis

Satta Sarmah Hightower

Healthcare Insurance

What Does Medicare Part A Cover?

David Rodeck

Healthcare Insurance

Does Medicare Cover Emergency Room Visits?

Sarita Harbour

Budgeting Insurance Family

What Is Final Expense Insurance?

Staff Writer

Wellness Healthcare Insurance

HMO vs. PPO: What's the Difference?

Liz Froment

Budgeting Insurance Family

What Is a Contingent Beneficiary?

Lauren Sieben

Wellness Healthcare Insurance

What Is National Health Insurance?

Staff Writer

Home Caregiving Healthcare Investments Insurance

Will Medicare Pay for Health-Related Home Renovations?

Deb Hipp

Work Healthcare Insurance

Navigating Employer-Sponsored Health Insurance for Soon-to-be Retirees

Satta Sarmah Hightower

Healthcare Insurance

What You Need to Know About Medigap Plan N

Sonya Stinson

Healthcare Insurance

How Does Original Medicare Work in Practice?

Lauren Sieben

Our Research Insurance Healthcare

Now Available: Interactive Guide to Medicare

CSR Research

Investments Budgeting Insurance

Turning 65 Soon? Here's a Quick Retirement Checklist

David Rodeck

Wellness Healthcare Insurance

Medicare Advantage Plans in 2022

Staff Writer

Wellness Healthcare Insurance

What You Need to Know About Medicare Advantage Dental Insurance

Staff Writer

Investments Insurance

Medigap Plans in 2022: What to Watch For in Each Plan

Sarita Harbour

Home Wellness Healthcare Investments Insurance

Planning to Retire in 5 Years? 5 Things to Start Planning Now

Emily Guy Birken

Insurance

What To Look For in a Medicare Advantage Plan in Florida

David Rodeck

Healthcare Investments Insurance

What Are the 2022 HSA Contribution Limits?

Riley Adams, CPA

Healthcare Insurance

Are Long-Term Care Benefits Taxable?

David Rodeck

Insurance

What Is Voluntary Life Insurance?

Emily Guy Birken

Caregiving Healthcare Investments Insurance

5 Alternatives to Long-Term Care Insurance

Emily Guy Birken

Budgeting Insurance Family

What Is Variable Life Insurance?

Riley Adams, CPA

Budgeting Insurance Family

4 Tips for Handling a Lump-Sum Life Insurance Payout

Satta Sarmah Hightower

Healthcare Investments Insurance

What Is an HSA (Health Savings Account)?

David Rodeck

Healthcare Insurance

Your Guide to Medicare Supplement Plan G

Sonya Stinson

Home Caregiving Healthcare Insurance

When Should You Stay in a Short-Term Care Facility?

Lauren Sieben

Wellness Healthcare Insurance

Does Health Insurance Cover Online Doctor's Visits?

Sonya Stinson

Caregiving Investments Insurance Family

How the Sandwich Generation Can Plan for Retirement

Emily Guy Birken

Healthcare Insurance

How a Medigap Plan Helps You Pay for Health Care Costs

Deb Hipp

Home Caregiving Healthcare Investments Insurance

How Much Does Assisted Living Cost?

Emily Guy Birken

Caregiving Healthcare Budgeting Insurance

Can My Life Insurance Cover Long-Term Care Costs?

David Rodeck

Investments Insurance

What to Know Before You Buy a Variable Annuity

Sarita Harbour

Work Investments Insurance

How to Make Your Retirement Savings Last

David Rodeck

Healthcare Insurance

What Is an Elimination Period?

Sarita Harbour

Healthcare Investments Insurance

What Is a High-Deductible Health Plan?

Staff Writer

Budgeting Insurance Family

5 Common Mistakes to Avoid When Naming Beneficiaries

Staff Writer

Home Wellness Healthcare Investments Insurance Family

What Does the Future of Retirement Look Like?

Staff Writer

Work Investments Insurance

Retirement Advice for People in Their 50s

David Rodeck

Home Healthcare Investments Insurance

Retiring Outside the United States? Here Are 5 Financial Tasks to Complete First

Sarita Harbour

Budgeting Insurance Family

What Is Indexed Universal Life Insurance?

Sonya Stinson

Healthcare Insurance

Does Medicare Cover Dental Care?

Laura Richards

Healthcare Insurance

6 Medicare Facts to Know Before Turning 65

Tasha Williams

Healthcare Investments Insurance

Can You Opt Out of the Washington Long-Term Care Trust Act?

Riley Adams, CPA

Healthcare Investments Insurance

What Is the Washington State Long-Term Care Trust Act?

Riley Adams, CPA

Healthcare Insurance

You've Enrolled in Medicare — Now What?

Sonya Stinson

Caregiving Healthcare Insurance

Does Medicare Cover Respite Care?

Liz Froment

Healthcare Insurance

Which Medicare Plans Cover Foreign Travel?

Laura Richards

Home Investments Insurance

5 Ways to Downsize Your Home Insurance Premium Without Having to Move

Emily Guy Birken

Budgeting Insurance Family

How Much Life Insurance Do You Need in Retirement?

David Rodeck

Healthcare Investments Insurance

10 Common Retirement Terms Made Simple

Staff Writer

Healthcare Insurance

What Does Open Enrollment Mean for Health Insurance?

Liz Froment

Investments Budgeting Insurance Family

Annuity vs. Life Insurance: What's Right for You?

Sonya Stinson

Wellness Investments Insurance

How to Become Financially Literate in Retirement

Sarita Harbour

Healthcare Insurance

A Guide to Medicare Part B Coverage

Satta Sarmah Hightower

Healthcare Insurance

Is Hospital Indemnity Insurance Right for You?

Emily Guy Birken

Home Budgeting Insurance Family

Check In on Your Life Insurance When You Hit These 5 Life Milestones

Riley Adams, CPA

Investments Budgeting Insurance Family

What Are the Different Annuity Payout Options?

Tasha Williams

Healthcare Investments Insurance

What Income Is Used to Determine Medicare Premiums?

Liz Froment

Healthcare Insurance

Does Medicare Cover Skilled Nursing Care?

Liz Froment

Healthcare Insurance

What Is Critical Illness Insurance?

Sonya Stinson

Healthcare Investments Insurance

3 Retirement Risks You Should Be Prepared For

Emily Guy Birken

Healthcare Insurance

What Is a PPO and How Does It Work?

David Rodeck

Healthcare Insurance

Can I Switch From Medicare Advantage to Medigap?

Emily Guy Birken

Healthcare Insurance

What Is an HMO and How Does It Work?

David Rodeck

Caregiving Healthcare Insurance

Can Medicare Pay for a Caregiver?

Liz Froment

Caregiving Healthcare Budgeting Insurance

What You Need to Know About Hybrid Long-Term Care Insurance

Sonya Stinson

Budgeting Insurance Family

What to Consider When Purchasing Whole Life Insurance for Seniors

Staff Writer

Work Home Healthcare Investments Insurance

5 Things to Get Ahead of Before Retiring in 2021

Satta Sarmah Hightower

Healthcare Insurance

How Does Health Insurance Work?

Satta Sarmah Hightower

Investments Insurance

Are Annuities Taxable? Here's What You Need to Know

Carlos Dias Jr.

Healthcare Insurance

Does Medicare Cover Physical Therapy?

Sarita Harbour

Investments Budgeting Insurance Family

Who Needs Life Insurance? 4 Reasons to Consider a Policy

Liz Froment

Healthcare Insurance

How to Compare Medigap Plans to Find the Right One for You

David Rodeck

Budgeting Insurance Family

Can You Have More Than One Life Insurance Policy?

Staff Writer

Healthcare Insurance

A Beginner's Guide to Health Insurance for People With Medicare

Sonya Stinson

Caregiving Healthcare Insurance

Does Medicare Cover Assisted Living?

Liz Froment

Budgeting Insurance Family

What Is Supplemental Life Insurance?

Emily Guy Birken

Insurance Family

What Qualifies as a Life-Changing Event for Insurance?

Tasha Williams

Healthcare Investments Insurance

What Is Disability Insurance and Why Might You Need It?

Sonya Stinson

Budgeting Insurance

Life Insurance Buyout: Why and When to Sell Your Policy

Emily Guy Birken

Healthcare Investments Insurance

When Can I Change My Medicare Supplement Insurance Plan?

David Rodeck

Caregiving Healthcare Insurance

When to Buy Long-Term Care Insurance

Liz Froment

Caregiving Healthcare Investments Insurance

How Does Short-Term Care Insurance Differ From Long-Term Care Insurance?

Sonya Stinson

Investments Insurance

4 Things to Do When You Retire to Help Ensure Financial Security

Satta Sarmah Hightower

Healthcare Investments Insurance

4 Types of Insurance You Should Consider When Entering Retirement

J.D. Osterhouse

Healthcare Investments Insurance

Do You Need Supplemental Insurance With Medicare?

Carlos Dias Jr.

Healthcare Investments Insurance

How to Choose a Medicare Advantage Plan

Liz Froment

Budgeting Insurance Family

Is Life Insurance Taxable?

Riley Adams, CPA

Budgeting Insurance Family

What Is a Beneficiary?

David Rodeck

Caregiving Healthcare Insurance

What Is Long-Term Care Insurance and What Does It Cover?

Sonya Stinson

Healthcare Investments Insurance

What Is Medicare Supplement Insurance (Medigap)?

David Rodeck

Healthcare Investments Insurance

What Is the Difference Between Medicare Advantage and Medicare Supplement Insurance?

Liz Froment

Budgeting Insurance Family

What Is the Difference Between Term and Whole Life Insurance?

Carlos Dias Jr.

Healthcare Investments Insurance

When Are You Eligible for Medicare?

Sonya Stinson

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This material provides general information about the described insurance product(s) for educational purposes only. This is not intended as investment advice or to recommend the insurance product(s). The Center for a Secure Retirement does not provide legal or tax advice. Each individual should seek specific advice from their own tax or legal advisors.

CNO Financial Group, Inc., K.F. Agency, Inc. and Center for a Secure Retirement are not connected with or endorsed by the US Government or the Federal Medicare Program